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10 tips for borrowing
10 tips for borrowing

Borrowing for your land purchase and house construction doesn’t need to be daunting.


Your home is the biggest financial decision you’ll probably make, so it’s important to understand all your options – and borrowing to purchase land and home construction is a little different to getting a mortgage for an established home. Here are 10 things to consider.

  1. Have a good broker
  2. How much can you borrow?
  3. Your contribution to the loan
  4. Be prepared
  5. Purchasing land?
  6. Budget and construction stage
  7. Builder progress and payments
  8. Last invoice and handover
  9. Additional funds
  10. Welcome home. What next?

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